How Our Deposit Loan Works
A simple, transparent process designed to get you into your new home quickly and affordably.
Get Approved
Your rental application is approved by the landlord. You're almost ready to move in!
Apply for Loan
Fill out our quick application indicating you need deposit assistance. We'll review within 24 hours.
Get Funded
Once approved, we pay your deposit directly to the landlord. You move in stress-free!
Easy Repayment
Repay over 12 equal monthly installments. No hidden fees, no surprises.
Calculate Your Monthly Repayment
Use our calculator to see exactly what your monthly payments would be over 12 months.
Competitive fixed rate for all approved applicants
*This is an estimate using reducing balance method with a fixed 11% annual interest rate. Final terms will be confirmed upon approval and comply with the National Credit Act (NCA).
Why Choose Our Deposit Assistance?
Designed with your needs in mind—flexible, fast, and transparent.
Fast Approval
Get a decision within 24 hours so you don't lose your dream apartment.
No Hidden Fees
Transparent pricing with clear terms. What you see is what you pay.
Flexible Terms
12-month repayment plan designed to fit your budget comfortably.
Am I Eligible?
Our deposit assistance is available to renters who meet the following criteria.
Approved Lease Agreement
You must have an approved rental application and signed lease agreement.
Proof of Income
Stable income sufficient to cover monthly rent and loan repayments.
Valid Identification
South African ID or valid passport with residence permit.
Credit Assessment
Basic credit check to ensure you can manage the repayment schedule.
Ready to Secure Your New Home?
Don't let the deposit hold you back. Apply now and move into your dream apartment with confidence.
Apply for Deposit AssistanceQuestions? Email us at info@catalystrentals.co.za